/* ============================================
   DAF+ | dafplus.com
   Design System & Global Styles
   ============================================ */

/* Google Fonts */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&family=Playfair+Display:wght@600;700&display=swap');

/* ---- CSS Variables ---- */
:root {
  --navy:       #0D2445;
  --navy-dark:  #081830;
  --navy-mid:   #163560;
  --gold:       #C9A050;
  --gold-light: #E8C878;
  --teal:       #2A7F7F;
  --teal-light: #3BA8A8;
  --white:      #FFFFFF;
  --off-white:  #F8F9FC;
  --light-gray: #EEF1F7;
  --mid-gray:   #9AA3B2;
  --dark-gray:  #3C4557;
  --text:       #1C2333;
  --text-light: #5A6478;

  --font-body:    'Inter', sans-serif;
  --font-display: 'Playfair Display', serif;

  --radius-sm:  6px;
  --radius-md:  12px;
  --radius-lg:  20px;

  --shadow-sm:  0 2px 8px rgba(13,36,69,0.08);
  --shadow-md:  0 6px 24px rgba(13,36,69,0.12);
  --shadow-lg:  0 16px 48px rgba(13,36,69,0.16);

  --transition: all 0.25s ease;
  --max-width:  1200px;
}

/* ---- Reset & Base ---- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { font-size: 16px; scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a  { color: var(--teal); text-decoration: none; transition: var(--transition); }
a:hover { color: var(--teal-light); }

/* ---- Typography ---- */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  color: var(--navy);
  line-height: 1.25;
  font-weight: 700;
}
h1 { font-size: clamp(2rem, 4vw, 3rem); }
h2 { font-size: clamp(1.6rem, 3vw, 2.25rem); }
h3 { font-size: clamp(1.2rem, 2vw, 1.5rem); }
h4 { font-size: 1.125rem; }
p  { margin-bottom: 1rem; color: var(--text-light); }
p:last-child { margin-bottom: 0; }

strong { color: var(--text); font-weight: 600; }

/* ---- Layout ---- */
.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}
.container-sm {
  max-width: 760px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ---- Buttons ---- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 28px;
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  cursor: pointer;
  border: 2px solid transparent;
  transition: var(--transition);
  text-decoration: none;
  white-space: nowrap;
}
.btn-primary {
  background: var(--gold);
  color: var(--navy-dark);
  border-color: var(--gold);
}
.btn-primary:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
  color: var(--navy-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(201,160,80,0.35);
}
.btn-secondary {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.5);
}
.btn-secondary:hover {
  background: rgba(255,255,255,0.1);
  border-color: var(--white);
  color: var(--white);
  transform: translateY(-2px);
}
.btn-outline {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn-outline:hover {
  background: var(--navy);
  color: var(--white);
}
.btn-teal {
  background: var(--teal);
  color: var(--white);
  border-color: var(--teal);
}
.btn-teal:hover {
  background: var(--teal-light);
  border-color: var(--teal-light);
  color: var(--white);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(42,127,127,0.3);
}

/* ---- Sections ---- */
section { padding: 80px 0; }
.section-label {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 12px;
}
.section-title { margin-bottom: 16px; }
.section-subtitle {
  font-size: 1.1rem;
  color: var(--text-light);
  max-width: 640px;
  line-height: 1.7;
  margin-bottom: 0;
}
.section-header { margin-bottom: 56px; }
.section-header.centered { text-align: center; }
.section-header.centered .section-subtitle { margin: 0 auto; }

.bg-off-white { background: var(--off-white); }
.bg-navy      { background: var(--navy); }
.bg-light     { background: var(--light-gray); }

/* ---- Navigation ---- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--white);
  border-bottom: 1px solid var(--light-gray);
  box-shadow: var(--shadow-sm);
}
.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 70px;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}
.nav-logo-mark {
  width: 36px;
  height: 36px;
  background: var(--navy);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 700;
  color: var(--gold);
  letter-spacing: -0.02em;
}
.nav-logo-text {
  font-family: var(--font-display);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: -0.01em;
}
.nav-logo-text span { color: var(--gold); }
.nav-menu {
  display: flex;
  align-items: center;
  gap: 4px;
  list-style: none;
}
.nav-menu a {
  padding: 8px 14px;
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--dark-gray);
  transition: var(--transition);
}
.nav-menu a:hover, .nav-menu a.active {
  color: var(--navy);
  background: var(--off-white);
}
.nav-cta {
  display: flex;
  align-items: center;
  gap: 12px;
}
.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
  border: none;
  background: none;
}
.nav-hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: var(--transition);
}

/* ---- Hero ---- */
.hero {
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy-mid) 60%, var(--navy) 100%);
  padding: 100px 0 90px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 70% 50%, rgba(201,160,80,0.08) 0%, transparent 60%),
              radial-gradient(ellipse at 20% 80%, rgba(42,127,127,0.06) 0%, transparent 50%);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
  position: relative;
}
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(201,160,80,0.15);
  border: 1px solid rgba(201,160,80,0.3);
  border-radius: 100px;
  padding: 6px 14px;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold-light);
  margin-bottom: 24px;
}
.hero-title {
  font-size: clamp(2.2rem, 4.5vw, 3.4rem);
  color: var(--white);
  margin-bottom: 20px;
  line-height: 1.15;
}
.hero-title .accent { color: var(--gold); }
.hero-subtitle {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.75);
  margin-bottom: 36px;
  line-height: 1.7;
}
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }
.hero-stats {
  display: flex;
  gap: 32px;
  margin-top: 48px;
  padding-top: 36px;
  border-top: 1px solid rgba(255,255,255,0.1);
}
.hero-stat-value {
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--white);
  font-family: var(--font-display);
}
.hero-stat-label {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.55);
  margin-top: 2px;
}
.hero-visual {
  display: flex;
  justify-content: center;
  align-items: center;
}
.hero-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-lg);
  padding: 32px;
  backdrop-filter: blur(12px);
  width: 100%;
  max-width: 400px;
}
.hero-card-title {
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--gold);
  margin-bottom: 20px;
  font-family: var(--font-body);
}
.hero-card h3 {
  color: var(--white);
  font-size: 1.1rem;
  margin-bottom: 20px;
}
.impact-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 0;
  border-bottom: 1px solid rgba(255,255,255,0.07);
}
.impact-row:last-child { border-bottom: none; }
.impact-cause {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.8);
  display: flex;
  align-items: center;
  gap: 8px;
}
.impact-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  flex-shrink: 0;
}
.impact-amount {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--white);
}
.impact-change {
  font-size: 0.75rem;
  padding: 2px 8px;
  border-radius: 100px;
  font-weight: 600;
}
.up { background: rgba(52,211,153,0.2); color: #34d399; }

/* ---- Cards ---- */
.card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 32px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--light-gray);
  transition: var(--transition);
}
.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}
.card-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 20px;
}
.card-icon.navy { background: rgba(13,36,69,0.08); }
.card-icon.gold  { background: rgba(201,160,80,0.12); }
.card-icon.teal  { background: rgba(42,127,127,0.1); }

.card h3 { margin-bottom: 10px; }
.card p  { font-size: 0.95rem; }

/* ---- Grid Layouts ---- */
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }

/* ---- Pillars / Value Props ---- */
.pillars { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; }
.pillar {
  padding: 48px 40px;
  border-right: 1px solid var(--light-gray);
  text-align: center;
}
.pillar:last-child { border-right: none; }
.pillar-number {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--gold);
  font-family: var(--font-display);
  line-height: 1;
  margin-bottom: 12px;
}
.pillar h3 { margin-bottom: 10px; font-size: 1.15rem; }
.pillar p  { font-size: 0.9rem; }

/* ---- Article Cards ---- */
.article-card {
  background: var(--white);
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--light-gray);
  transition: var(--transition);
}
.article-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.article-card-body { padding: 24px; }
.article-tag {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: 100px;
  margin-bottom: 12px;
}
.tag-learn    { background: rgba(13,36,69,0.08);    color: var(--navy); }
.tag-strategy { background: rgba(201,160,80,0.15);  color: #8B6914; }
.tag-tool     { background: rgba(42,127,127,0.1);   color: var(--teal); }
.tag-advisor  { background: rgba(99,102,241,0.1);   color: #4338CA; }
.article-card h3 { font-size: 1.05rem; margin-bottom: 8px; }
.article-card h3 a { color: var(--navy); }
.article-card h3 a:hover { color: var(--teal); }
.article-card p { font-size: 0.88rem; line-height: 1.6; }
.article-card-footer {
  padding: 14px 24px;
  border-top: 1px solid var(--light-gray);
  font-size: 0.8rem;
  color: var(--mid-gray);
  display: flex;
  gap: 16px;
}

/* ---- Tool Preview ---- */
.tool-preview {
  background: var(--navy);
  border-radius: var(--radius-lg);
  padding: 48px;
  color: var(--white);
  position: relative;
  overflow: hidden;
}
.tool-preview::before {
  content: '';
  position: absolute;
  top: -60px; right: -60px;
  width: 300px; height: 300px;
  background: radial-gradient(circle, rgba(201,160,80,0.12) 0%, transparent 70%);
  border-radius: 50%;
}
.tool-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(201,160,80,0.15);
  border: 1px solid rgba(201,160,80,0.3);
  border-radius: 100px;
  padding: 5px 12px;
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--gold);
  margin-bottom: 20px;
}
.tool-preview h2 { color: var(--white); margin-bottom: 12px; }
.tool-preview p  { color: rgba(255,255,255,0.7); }

/* ---- Audience Cards ---- */
.audience-card {
  border-radius: var(--radius-md);
  padding: 36px;
  border: 1px solid var(--light-gray);
  transition: var(--transition);
  background: var(--white);
}
.audience-card:hover {
  border-color: var(--teal);
  box-shadow: 0 0 0 1px var(--teal), var(--shadow-md);
}
.audience-icon {
  font-size: 2rem;
  margin-bottom: 16px;
}
.audience-card h3 { margin-bottom: 8px; }
.audience-card p  { font-size: 0.9rem; margin-bottom: 16px; }
.audience-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.audience-list li {
  font-size: 0.87rem;
  color: var(--text-light);
  display: flex;
  align-items: center;
  gap: 8px;
}
.audience-list li::before {
  content: '→';
  color: var(--teal);
  font-weight: 700;
  flex-shrink: 0;
}

/* ---- Newsletter Banner ---- */
.newsletter {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  padding: 80px 0;
  text-align: center;
}
.newsletter h2 { color: var(--white); margin-bottom: 12px; }
.newsletter p  { color: rgba(255,255,255,0.7); margin-bottom: 32px; max-width: 560px; margin-left: auto; margin-right: auto; }
.newsletter-form {
  display: flex;
  gap: 12px;
  max-width: 480px;
  margin: 0 auto;
}
.newsletter-form input {
  flex: 1;
  padding: 13px 18px;
  border-radius: var(--radius-sm);
  border: 1px solid rgba(255,255,255,0.2);
  background: rgba(255,255,255,0.08);
  color: var(--white);
  font-family: var(--font-body);
  font-size: 0.95rem;
  outline: none;
  transition: var(--transition);
}
.newsletter-form input::placeholder { color: rgba(255,255,255,0.4); }
.newsletter-form input:focus { border-color: var(--gold); background: rgba(255,255,255,0.12); }
.newsletter-note {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.4);
  margin-top: 12px;
}

/* ---- Footer ---- */
.site-footer {
  background: var(--navy-dark);
  color: rgba(255,255,255,0.6);
  padding: 64px 0 32px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 56px;
}
.footer-brand p { font-size: 0.88rem; line-height: 1.7; margin-top: 16px; max-width: 280px; }
.footer-nav h4 {
  color: var(--white);
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 16px;
  font-family: var(--font-body);
}
.footer-nav ul { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.footer-nav a {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.55);
  transition: var(--transition);
}
.footer-nav a:hover { color: var(--white); }
.footer-bottom {
  padding-top: 28px;
  border-top: 1px solid rgba(255,255,255,0.08);
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.82rem;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-bottom a { color: rgba(255,255,255,0.5); }
.footer-bottom a:hover { color: var(--white); }

/* ---- Page Hero (inner pages) ---- */
.page-hero {
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy-mid) 100%);
  padding: 72px 0;
}
.page-hero .section-label { color: var(--gold); }
.page-hero h1 { color: var(--white); max-width: 700px; }
.page-hero p  { color: rgba(255,255,255,0.7); max-width: 600px; font-size: 1.1rem; margin-top: 16px; }

/* ---- Breadcrumb ---- */
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.45);
  margin-bottom: 16px;
}
.breadcrumb a { color: rgba(255,255,255,0.45); }
.breadcrumb a:hover { color: var(--white); }
.breadcrumb span { color: rgba(255,255,255,0.25); }

/* ---- Content Body ---- */
.content-body h2 { margin: 2.5rem 0 1rem; }
.content-body h3 { margin: 2rem 0 0.75rem; }
.content-body p  { color: var(--text-light); line-height: 1.8; margin-bottom: 1.2rem; }
.content-body ul, .content-body ol {
  padding-left: 1.5rem;
  margin-bottom: 1.2rem;
  color: var(--text-light);
  line-height: 1.8;
}
.content-body li { margin-bottom: 0.5rem; }
.content-body blockquote {
  border-left: 4px solid var(--gold);
  padding: 16px 24px;
  background: var(--off-white);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  margin: 1.5rem 0;
  font-style: italic;
}
.content-body .callout {
  background: rgba(42,127,127,0.08);
  border: 1px solid rgba(42,127,127,0.2);
  border-radius: var(--radius-md);
  padding: 24px;
  margin: 1.5rem 0;
}
.content-body .callout h4 { color: var(--teal); margin-bottom: 8px; font-family: var(--font-body); font-size: 0.9rem; text-transform: uppercase; letter-spacing: 0.06em; }

/* ---- Calculator ---- */
.calc-wrapper {
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
  border: 1px solid var(--light-gray);
}
.calc-header {
  background: var(--navy);
  padding: 32px 40px;
  color: var(--white);
}
.calc-header h2 { color: var(--white); font-size: 1.6rem; margin-bottom: 6px; }
.calc-header p  { color: rgba(255,255,255,0.65); font-size: 0.95rem; margin: 0; }
.calc-body   { padding: 40px; }
.calc-results { background: var(--off-white); padding: 40px; border-top: 1px solid var(--light-gray); }

.form-group    { margin-bottom: 28px; }
.form-label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 8px;
  letter-spacing: 0.01em;
}
.form-sublabel { font-size: 0.78rem; color: var(--text-light); font-weight: 400; margin-left: 4px; }
.form-control {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid #D5DAEA;
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 1rem;
  color: var(--text);
  background: var(--white);
  transition: var(--transition);
  outline: none;
}
.form-control:focus { border-color: var(--teal); box-shadow: 0 0 0 3px rgba(42,127,127,0.1); }
.form-control-prefix {
  position: relative;
}
.form-control-prefix span {
  position: absolute;
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--mid-gray);
  font-weight: 500;
}
.form-control-prefix input { padding-left: 28px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }

.toggle-group { display: flex; gap: 12px; }
.toggle-btn {
  flex: 1;
  padding: 12px;
  border: 1.5px solid #D5DAEA;
  border-radius: var(--radius-sm);
  background: var(--white);
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--text-light);
  cursor: pointer;
  transition: var(--transition);
  text-align: center;
}
.toggle-btn:hover { border-color: var(--teal); color: var(--teal); }
.toggle-btn.active {
  background: var(--teal);
  border-color: var(--teal);
  color: var(--white);
  font-weight: 600;
}

.result-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-bottom: 32px;
}
.result-box {
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-md);
  padding: 24px;
  text-align: center;
}
.result-box.highlight {
  background: var(--navy);
  border-color: var(--navy);
}
.result-label {
  font-size: 0.78rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--mid-gray);
  margin-bottom: 8px;
}
.result-box.highlight .result-label { color: rgba(255,255,255,0.55); }
.result-value {
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--navy);
  font-family: var(--font-display);
  line-height: 1;
}
.result-box.highlight .result-value { color: var(--gold); }
.result-sub {
  font-size: 0.78rem;
  color: var(--mid-gray);
  margin-top: 4px;
}
.result-box.highlight .result-sub { color: rgba(255,255,255,0.4); }

.impact-examples h3 {
  font-size: 1rem;
  margin-bottom: 16px;
  font-family: var(--font-body);
  font-weight: 600;
}
.impact-list { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; }
.impact-item {
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-sm);
  padding: 16px;
  display: flex;
  gap: 12px;
  align-items: flex-start;
}
.impact-emoji { font-size: 1.5rem; flex-shrink: 0; }
.impact-item-label { font-size: 0.78rem; color: var(--mid-gray); }
.impact-item-value { font-size: 1.1rem; font-weight: 700; color: var(--navy); }
.calc-disclaimer {
  font-size: 0.75rem;
  color: var(--mid-gray);
  margin-top: 20px;
  line-height: 1.6;
  border-top: 1px solid var(--light-gray);
  padding-top: 16px;
}

/* ---- Strategies Page ---- */
.strategy-card {
  background: var(--white);
  border: 1px solid var(--light-gray);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: var(--transition);
}
.strategy-card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }
.strategy-card-header {
  padding: 24px 28px 0;
  display: flex;
  align-items: center;
  gap: 14px;
}
.strategy-num {
  width: 36px;
  height: 36px;
  background: var(--navy);
  color: var(--gold);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 0.95rem;
  flex-shrink: 0;
}
.strategy-card-body { padding: 16px 28px 28px; }
.strategy-card h3 { font-size: 1.1rem; }

/* ---- Advisors Page ---- */
.advisor-feature {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.advisor-feature.reverse { direction: rtl; }
.advisor-feature.reverse > * { direction: ltr; }
.feature-visual {
  background: var(--off-white);
  border-radius: var(--radius-lg);
  padding: 40px;
  border: 1px solid var(--light-gray);
}
.feature-visual-dark {
  background: var(--navy);
  border-radius: var(--radius-lg);
  padding: 40px;
}
.scenario-box {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-md);
  padding: 20px;
  margin-bottom: 12px;
  color: var(--white);
}
.scenario-box:last-child { margin-bottom: 0; }
.scenario-label { font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.08em; color: var(--gold); margin-bottom: 6px; font-weight: 600; }
.scenario-val { font-size: 1.4rem; font-weight: 700; color: var(--white); }
.scenario-sub { font-size: 0.82rem; color: rgba(255,255,255,0.5); }
.check-list { list-style: none; display: flex; flex-direction: column; gap: 12px; margin-top: 24px; }
.check-list li {
  display: flex;
  gap: 12px;
  font-size: 0.95rem;
  color: var(--text-light);
  align-items: flex-start;
}
.check-list li::before {
  content: '✓';
  color: var(--teal);
  font-weight: 700;
  flex-shrink: 0;
  margin-top: 1px;
}

/* ---- Insights / Blog ---- */
.insights-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.article-hero-card {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: 1fr 1fr;
  background: var(--navy);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.article-hero-content { padding: 48px; }
.article-hero-content .article-tag { background: rgba(201,160,80,0.2); color: var(--gold); }
.article-hero-content h2 { color: var(--white); font-size: 1.8rem; margin-bottom: 12px; }
.article-hero-content p  { color: rgba(255,255,255,0.65); margin-bottom: 24px; }
.article-hero-img {
  background: linear-gradient(135deg, var(--teal) 0%, var(--navy-mid) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 6rem;
}

/* ---- About ---- */
.team-card {
  text-align: center;
}
.team-avatar {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: var(--navy);
  margin: 0 auto 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  color: var(--gold);
  font-family: var(--font-display);
  font-weight: 700;
}
.team-card h3 { font-size: 1.05rem; margin-bottom: 4px; }
.team-card .role { font-size: 0.85rem; color: var(--teal); font-weight: 500; margin-bottom: 12px; }

/* ---- Contact ---- */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; }
.contact-form { background: var(--white); border: 1px solid var(--light-gray); border-radius: var(--radius-lg); padding: 40px; box-shadow: var(--shadow-sm); }
.contact-form h2 { margin-bottom: 8px; }
.contact-form > p { margin-bottom: 28px; }
textarea.form-control { height: 140px; resize: vertical; }
.contact-info-item {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  margin-bottom: 24px;
}
.contact-info-icon {
  width: 44px;
  height: 44px;
  background: var(--off-white);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  flex-shrink: 0;
}
.contact-info-text strong { display: block; font-size: 0.85rem; margin-bottom: 2px; }
.contact-info-text p { font-size: 0.88rem; margin: 0; }

/* ---- Stats Bar ---- */
.stats-bar {
  background: var(--off-white);
  border-top: 1px solid var(--light-gray);
  border-bottom: 1px solid var(--light-gray);
  padding: 40px 0;
}
.stats-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; }
.stat-item {
  text-align: center;
  padding: 20px;
  border-right: 1px solid var(--light-gray);
}
.stat-item:last-child { border-right: none; }
.stat-num {
  font-size: 2rem;
  font-weight: 800;
  color: var(--navy);
  font-family: var(--font-display);
  line-height: 1;
  display: block;
}
.stat-label { font-size: 0.85rem; color: var(--text-light); margin-top: 6px; }

/* ---- Page TOC (inner content pages) ---- */
.content-layout {
  display: grid;
  grid-template-columns: 240px 1fr;
  gap: 64px;
  align-items: start;
}
.toc {
  position: sticky;
  top: 90px;
  background: var(--off-white);
  border-radius: var(--radius-md);
  padding: 24px;
  border: 1px solid var(--light-gray);
}
.toc h4 {
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--mid-gray);
  margin-bottom: 12px;
  font-family: var(--font-body);
}
.toc ul { list-style: none; display: flex; flex-direction: column; gap: 4px; }
.toc a {
  font-size: 0.85rem;
  color: var(--text-light);
  padding: 4px 8px;
  border-radius: 4px;
  display: block;
  transition: var(--transition);
}
.toc a:hover { color: var(--teal); background: rgba(42,127,127,0.06); }

/* ---- Responsive ---- */
@media (max-width: 1024px) {
  .hero-grid     { grid-template-columns: 1fr; gap: 48px; }
  .hero-visual   { display: none; }
  .footer-grid   { grid-template-columns: 1fr 1fr; gap: 36px; }
  .grid-4        { grid-template-columns: repeat(2, 1fr); }
  .content-layout { grid-template-columns: 1fr; }
  .toc           { position: static; }
  .advisor-feature, .advisor-feature.reverse { grid-template-columns: 1fr; direction: ltr; }
  .contact-grid  { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
  section        { padding: 56px 0; }
  .grid-3        { grid-template-columns: 1fr; }
  .grid-2        { grid-template-columns: 1fr; }
  .pillars       { grid-template-columns: 1fr; }
  .pillar        { border-right: none; border-bottom: 1px solid var(--light-gray); }
  .pillar:last-child { border-bottom: none; }
  .hero          { padding: 64px 0; }
  .hero-stats    { gap: 20px; flex-wrap: wrap; }
  .nav-menu      { display: none; }
  .nav-hamburger { display: flex; }
  .nav-cta .btn  { display: none; }
  .article-hero-card { grid-template-columns: 1fr; }
  .article-hero-img  { height: 160px; }
  .insights-grid { grid-template-columns: 1fr; }
  .stats-row     { grid-template-columns: repeat(2, 1fr); }
  .result-grid   { grid-template-columns: 1fr; }
  .impact-list   { grid-template-columns: 1fr; }
  .form-row      { grid-template-columns: 1fr; }
  .footer-grid   { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .newsletter-form { flex-direction: column; }
  .calc-header, .calc-body, .calc-results { padding: 28px 24px; }
}

/* ---- Mobile Nav ---- */
.mobile-nav {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 2000;
  background: var(--white);
  padding: 24px;
  flex-direction: column;
}
.mobile-nav.open { display: flex; }
.mobile-nav-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 36px;
}
.mobile-nav-close {
  background: none;
  border: none;
  font-size: 1.5rem;
  cursor: pointer;
  color: var(--navy);
}
.mobile-nav ul { list-style: none; display: flex; flex-direction: column; gap: 4px; }
.mobile-nav a {
  display: block;
  padding: 14px 16px;
  border-radius: var(--radius-sm);
  font-size: 1.05rem;
  font-weight: 500;
  color: var(--text);
}
.mobile-nav a:hover { background: var(--off-white); color: var(--navy); }
.mobile-nav-cta { margin-top: 32px; }
.mobile-nav-cta .btn { width: 100%; justify-content: center; }

/* ---- Utility ---- */
.text-center { text-align: center; }
.text-gold   { color: var(--gold) !important; }
.text-teal   { color: var(--teal) !important; }
.text-white  { color: var(--white) !important; }
.mt-8  { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-32 { margin-top: 32px; }
.mt-48 { margin-top: 48px; }
.mb-8  { margin-bottom: 8px; }
.mb-16 { margin-bottom: 16px; }
.mb-32 { margin-bottom: 32px; }
.mb-48 { margin-bottom: 48px; }
.hidden { display: none; }